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Přečtěte si další informace, mimo jiné i to, jaké máte možnosti: zásady používání souborů cookie.Tunisia is a country that has all of the necessary ingredients for digital financial services to take off.

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Cognizant of the existing tensions among stakeholders, the team realized the study itself would be unlikely to lead to market reform.

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Forty-three percent of the working-age population is under 30 years of age, there is a mobile penetration rate of 118%, and 98% of Tunisians have completed primary education.

Yet despite the compelling evidence that digital financial services offer huge opportunities to expand financial inclusion by reducing costs, improving user experience, and reducing proximity barriers, less than four percent of Tunisians use mobile financial services. What does it take to move a market beyond stalemate?

Dialogue was not producing any results and tensions among private and public actors, as well as among public actors themselves, were rising.

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