Dating someone with bad credit
By showing an interest in these three digits, people are probably being smart rather than shallow, says Jeffrey Hall, associate professor of communications at the University of Kansas.
“Finances, education, and job prospects all factor into the value of a potential mate,” he says.
While a credit score can be a metric of someone’s financial responsibility, the mystery of exactly how these scores are calculated — combined with the fact that damage from debt problems can linger for years, even after someone rights all of their accounts — may make this information misleading.
For example, someone with an otherwise pristine credit history can suddenly be slammed with a $50,000 bill for an unexpected surgery and subsequent hospital stay.
There are a lot of personal things you might want to know about someone you date — relationship history, medical/psychological issues, allergies, political leanings, job prospects, any legal concerns just to name a few — but rarely do we look at a potential spouse and think, “I wonder if their credit score was wrecked by a $10,000 gallbladder surgery bill from when they were 21 and between jobs.” As we head into wedding season, a pair of surveys shed light on how frequently we tend to ignore financial issues in the face of romance — even when we’re curious.